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Saudi IBAN format: SA + 22 digits (24 characters total)
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Valid Saudi IBAN
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IBAN Breakdown
Country
SA
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Bank
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Account
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Invalid IBAN
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Saudi Bank Codes

CodeBankSWIFT
What is a Saudi IBAN?
A Saudi IBAN (International Bank Account Number) is a standardized 24-character code used to identify bank accounts in Saudi Arabia. It starts with "SA" followed by 2 check digits and 20 alphanumeric characters containing the bank code and account number.
Why validate an IBAN?
Validating an IBAN before making a transfer helps prevent failed transactions, returned payments, and potential bank fees. It ensures the number is correctly formatted and the check digits are mathematically valid.
How is an IBAN validated?
IBAN validation uses the MOD-97 algorithm (ISO 13616). The country code and check digits are moved to the end, letters are converted to numbers, and the result is checked against modulo 97. A remainder of 1 means the IBAN is valid.
Where do I find my IBAN?
You can find your Saudi IBAN on your bank statement, through online banking or mobile app, at an ATM, or by contacting your bank directly. All Saudi banks provide IBANs for their accounts.

Frequently Asked Questions

How many digits is a Saudi IBAN?
A Saudi IBAN is exactly 24 characters long. It consists of the country code "SA", 2 check digits, a 2-digit bank code, and 18 digits for the account number.
Is IBAN the same as account number?
No. The IBAN contains your account number but also includes the country code, check digits, and bank code. Your IBAN is a standardized wrapper around your account number for international transfers.
Can I use this to send money?
This tool validates the format and check digits of an IBAN. It confirms the number is structurally correct, but it does not verify that a specific bank account exists or is active. Always confirm details with your bank before sending money.
Do all Saudi banks use IBAN?
Yes. Since 2012, all banks in Saudi Arabia use the IBAN system as mandated by SAMA (Saudi Central Bank). It is required for all domestic and international transfers.